Car accident, what to do in case of an accident, what to do in an auto accident, tips to what to do auto accidents, auto accidents what to do | Canada Immigration,Immigrate to Canada,Live and Work in Canada - I am a new immigrant living and working in Canada.

Winter is coming to Canada and as we know, if you drive, the chances that you’ll be involved in an accident will increase. I think that’s why we’re obligated to have a car insurance. Of course we’re not involved in car accidents because we like. It just happens. However, what should you do if you’re involved in an accident?

I think that you should print or write it down the steps below because if you’re nervous maybe you will not remember what to do, right?

Stay calm and check for injuries. If you are OK, go and check the other vehicle as well. If you think it is an emergency, call 911 and ask for instructions. Remember, only if it is an emergency.
If there are no serious injuries/major damage, move cars to a safe place and turn on hazard lights. I’m not sure about other provinces in Canada, but in Ontario, if the damage will cost you more than $1,000 dollars, it must be reported to police.
Record all the details from the accident, specially:
- How, when, where it happen;
- Date, time, weather and road conditions;
- Your speed;
Draw a sketch with the vehicle’s position, street, directions, etc.
Notify your insurance company about the accident. Don’t sign any documents (except from the police or your insurance company).
Record the information about the other driver involved in the accident:
- Name
- Address
- Phone number
- License number
- Insurance company
- Policy number
- Vehicle description
Get witness information, if possible.
Don’t tell the other drivers/police that it was your/their fault. No, never! Do not make any comments. Just limit your discussion to your insurance agent and police.
Probably you have a cellphone right? So, use it and take pictures of the accident.
Wait for police to come and try to leave after police/other drive. Investigating the accident is not your job. Leave it to police officers and insurance companies.

I think that’s basically it. Do you have any other tips? Share with us!

Image credit: DRT Photo

Tagged as: Canada, Insurance

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Foggy67_2000

this is very helpful. However, it does not mention who is going to pay for repairs. Does it matter who is at fault. Will the insurance rate go up regardless whose fault it is?

injuries at work

your advice is very important......but ....if police do not come then what to do...................

Car Insurance

If you get in a fender bender like the above picture, make sure you wait for the Police. You don't want a he said she said situation if at all possible.

cheap car insurance

I never met with an accident yet and your advice is simply great and the steps to be done after an accident which is said by you ll be useful in future if any one meets an accident in future and i ll surely bookmark this page for the future reference.

Gean Oliveira

Vadim, I was never involved in a car accident in Toronto. Of course it depends tha kind of accident you're involved to move your car or not. However, as far as I know, that's they said to me. I asked this question to my insurance agent and also the company I'm a customer - CAA.

Vadim

Hi,

Are you sure that you have to move you car involved in an accident into a save place rather than marking that place with warning signs?

For example, it's allowed to move a car involved in an accident here in Belarus.
If you move a car, then police is not able to detect who was guilty.