Winter is coming to Canada and as we know, if you drive, the chances that you’ll be involved in an accident will increase. I think that’s why we’re obligated to have a car insurance. Of course we’re not involved in car accidents because we like. It just happens. However, what should you do if you’re involved in an accident?
I think that you should print or write it down the steps below because if you’re nervous maybe you will not remember what to do, right?
- Stay calm and check for injuries. If you are OK, go and check the other vehicle as well. If you think it is an emergency, call 911 and ask for instructions. Remember, only if it is an emergency.
- If there are no serious injuries/major damage, move cars to a safe place and turn on hazard lights. I’m not sure about other provinces in Canada, but in Ontario, if the damage will cost you more than $1,000 dollars, it must be reported to police.
- Record all the details from the accident, specially:
- How, when, where it happen;
- Date, time, weather and road conditions;
- Your speed;
- Draw a sketch with the vehicle’s position, street, directions, etc.
- Notify your insurance company about the accident. Don’t sign any documents (except from the police or your insurance company).
- Record the information about the other driver involved in the accident:
- Phone number
- License number
- Insurance company
- Policy number
- Vehicle description
- Get witness information, if possible.
- Don’t tell the other drivers/police that it was your/their fault. No, never! Do not make any comments. Just limit your discussion to your insurance agent and police.
- Probably you have a cellphone right? So, use it and take pictures of the accident.
- Wait for police to come and try to leave after police/other drive. Investigating the accident is not your job. Leave it to police officers and insurance companies.
I think that’s basically it. Do you have any other tips? Share with us!